Financial Advisors Cost in Dublin (2026)
Quick Answer
Estimated rangeIn Dublin, the cost of using a financial adviser varies a lot by the type of advice. A realistic market estimate is roughly €150-€300 per hour for one-off advice, with initial financial planning often around €500-€2,500+, while ongoing wealth management is commonly charged as a percentage of assets, often about 0.5%-1.5% a year. Irish advisers can also be paid by product commissions in some cases, so it is important to ask whether the fee is fixed, hourly, percentage-based or commission-linked.
Overview
In Dublin, financial advisers and financial planners usually charge in one of three ways: a fixed project fee, an hourly consulting rate, or an ongoing annual fee based on assets under management. For consumers and business owners, the final cost depends on whether you need a one-off pension or mortgage review, a full financial plan, investment management, retirement advice, inheritance planning or business-owner wealth advice. In Ireland, advisers may operate as tied, multi-agency or independent intermediaries, and some remuneration can still come from commissions paid by product providers, depending on the service and product involved. For that reason, headline pricing is not always published on adviser websites, and quotes in Dublin are often bespoke. As a practical guide, simpler one-off meetings tend to be at the lower end of the market, while comprehensive planning and ongoing portfolio management cost more. If an adviser manages investments for you, an annual percentage fee is common on top of any fund or platform charges. Before engaging a firm, ask for a written fee schedule, whether VAT applies, whether the adviser is paid by commission, and whether implementation costs or product charges are separate. For regulation, financial advisers in Ireland are supervised by the Central Bank of Ireland, while the Financial Planning Standards Board Ireland is a recognised professional standards body for CERTIFIED FINANCIAL PLANNER professionals.
What It Costs
| Item | Cost | Evidence |
|---|---|---|
| One-off financial advice session(per hour) Estimated range based on typical market rates for qualified financial advisers and planners in Dublin and comparable Irish urban markets where exact public fee cards are often not published. Estimated range | ~€150 – €300 | Estimated range |
| Initial financial plan(per project) Estimated range for a one-off personal financial planning engagement in Dublin, from a basic review to a more comprehensive retirement, pension and investment plan. Estimated range | ~€500 – €2,500 | Estimated range |
| Ongoing investment/wealth management fee(percent of assets per year) Estimated annual adviser charge range commonly used for portfolio management; underlying product, fund and platform costs may be additional. Estimated range | ~€0.5 – €1.5 | Estimated range |
| Pension or retirement review(per review) Estimated range for a standalone pension or retirement advice review in Dublin, depending on complexity, number of existing policies and whether a written recommendation is included. Estimated range | ~€300 – €1,000 | Estimated range |
What’s Typically Included
- Initial discovery meeting or fact-find
- Assessment of goals, income, savings, pensions and investments
- Written recommendations or financial plan in more comprehensive engagements
- Implementation support where agreed
- Periodic reviews for ongoing clients
Common Jobs & Typical Prices
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Regulator / licensing: Central Bank of Ireland
Variants & Configurations
Duration
A first consultation is often around 60-90 minutes; a full financial planning engagement may take several meetings over a few weeks.
How Fees Work
Typical structures in Dublin are hourly fees, fixed project fees, or an annual percentage of assets under management. In Ireland, some advisers may also receive commission from financial product providers, so clients should ask for a full breakdown of adviser charges and product costs.
Factors Affecting Price
- Whether the adviser charges hourly, fixed-fee, percentage of assets, or receives commission from product providers
- Complexity of the case, such as pensions, investments, tax planning, inheritance or business-owner structures
- Whether you need one-off advice or ongoing portfolio management and annual reviews
- Size of assets being advised on or managed
- Whether separate product, platform or fund charges apply in addition to the adviser fee
Local Context
In Dublin, quotes are often bespoke rather than openly advertised, especially for investment and retirement planning. Ireland uses the euro, and adviser fees may be separate from financial product costs such as pension wrapper, platform or fund charges. Tipping is not relevant for this type of professional service. Consumers should request a written fee disclosure and confirm whether VAT applies to any standalone advisory work.
These are data-informed estimate ranges, not confirmed prices.
Costs like this vary widely by job, location, timing and provider, so there is no single fixed price. The ranges here are based on typical market rates to give you a realistic ballpark. For an exact figure for your situation, get a quote or check the official source below.
All amounts are in euro (EUR). Percentage-based charges are shown as annual rates where stated.
Sources & References
Every price on this page is traced to a documented source. Last checked 24 September 2026.
- Central Bank of Ireland · government
Regulatory authority for financial service providers in Ireland; supports the regulation point and the need to verify adviser authorisation.
- Central Bank of Ireland - Registers · government
Official registers used to check whether a financial adviser or intermediary is authorised/registered.
- Competition and Consumer Protection Commission - Getting financial advice · government
Explains adviser types in Ireland and that advisers can be paid by fees and/or commission.
- Financial Planning Standards Board Ireland · industry
Professional standards body relevant to financial planning professionals in Ireland.
Frequently Asked Questions
Do financial advisers in Dublin charge by the hour or by commission?+
Both models exist. Some advisers use hourly or fixed fees, while others may also be paid commissions by product providers, depending on the advice and products arranged.
Is the first meeting free?+
Sometimes, but not always. Many firms offer an introductory meeting at no charge, while detailed personalised advice is usually chargeable.
Are investment charges included in the adviser fee?+
Not always. If you invest through the adviser, there may be separate product, platform and fund charges in addition to the adviser's own fee.
How can I check if a financial adviser is regulated in Ireland?+
You can check the Central Bank of Ireland's registers to confirm whether a firm or intermediary is authorised or registered to provide regulated financial services.
What is the difference between one-off planning and ongoing wealth management?+
One-off planning usually means a paid review or written plan for a specific issue. Ongoing wealth management generally includes regular reviews and portfolio oversight for an annual fee, often based on assets.
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