Pensions & Super Cost in Hobart (2026)
Quick Answer
Partially verifiedIn Hobart, pension and superannuation advice is usually priced as a professional financial advice service rather than a simple flat product fee. A realistic market estimate is around AUD 2,000–5,500 for one-off retirement or pension advice, with ongoing advice commonly about AUD 3,000–8,000 per year, while super fund administration/investment fees vary by fund and balance. Verified national reference points do exist for mandatory super contributions and common advice fee structures, but exact Hobart adviser prices are often quoted individually rather than published online.
Overview
In Hobart, the cost of "pensions & super" usually falls into two different buckets: superannuation fund costs, and personal retirement advice costs. Super fund costs are generally charged through percentage-based administration and investment fees deducted from your balance, sometimes with fixed dollar admin fees as well. If you are seeking help with starting an account-based pension, consolidating super, planning retirement income, or checking Age Pension interactions, that is normally provided by a licensed financial adviser and charged either as a one-off Statement of Advice/project fee or as an ongoing annual service fee. For Hobart consumers and businesses arranging retirement advice for staff or owners, exact public pricing is limited because many advice firms quote after an initial meeting. As a practical guide, simple super or retirement consultations may be charged hourly or as a scoped project, while more comprehensive pension planning generally costs several thousand dollars. Nationally, Australians should also be aware of the compulsory employer super contribution rate, which is a separate cost to advice fees and is set by the Australian Government. In Tasmania, pricing is usually broadly similar to other smaller Australian capitals, though complex self-managed super fund work, defined-benefit issues, Centrelink modelling, and tax structuring can materially increase the fee.
What It Costs
| Item | Cost | Evidence |
|---|---|---|
| Super Guarantee employer contribution rate(percent of ordinary time earnings) Compulsory employer super contribution rate. | ~A$12 – A$12 | Estimated range |
| One-off retirement/pension advice fee(per advice project) Estimated range based on typical Australian market rates for scoped personal financial advice covering super, retirement income and pension setup; many Hobart advisers quote case-by-case rather than publishing fixed fees. | ~A$2,000 – A$5,500 | Estimated range |
| Ongoing super or retirement advice service(per year) Estimated range based on common annual advice service arrangements in Australia for reviews, portfolio monitoring, pension drawdown strategy and Centrelink/tax updates. | ~A$3,000 – A$8,000 | Estimated range |
| Hourly financial advice rate(per hour) Estimated range based on standard professional adviser hourly charging in Australian metro and regional-capital markets where hourly pricing is offered. | ~A$250 – A$500 | Estimated range |
| ASIC-reported initial advice fee example(per advice package) ASIC states initial advice fees can range from $2,500 to $5,000, with a simple package example of $3,500. | A$3,500 – A$3,500 | Verified from source |
| ASIC-reported ongoing advice fee example(per year) ASIC gives an example ongoing advice fee of $4,000 per year. | A$4,000 – A$4,000 | Verified from source |
What’s Typically Included
- Retirement income modelling
- Super contribution strategy
- Account-based pension setup guidance
- Centrelink/Age Pension interaction review
- Ongoing annual review meetings where selected
Common Jobs & Typical Prices
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Regulator / licensing: Australian Securities and Investments Commission (ASIC) / Moneysmart
Variants & Configurations
Duration
Initial advice projects commonly take several weeks from fact-find to final recommendations; hourly consultations may be shorter.
How Fees Work
Usually charged as a fixed advice fee, hourly consulting fee, ongoing annual service fee, or a combination. Super funds separately charge administration and investment fees deducted from account balances.
Factors Affecting Price
- Whether you need simple super consolidation or comprehensive retirement, tax and Centrelink planning
- Adviser fee model: hourly, fixed project fee, asset-based fee or ongoing annual service package
- Complexity of your super arrangements, including SMSFs, multiple accounts, pensions and spouse strategies
- Whether pension establishment documents, cashflow modelling and implementation are included
- Size of balance and whether investment management is part of the engagement
Local Context
In Hobart, pricing for pension and super advice is generally comparable to other smaller Australian capitals, though specialist retirement and SMSF work may still be sourced nationally by phone or video. Australia does not use tipping for these services, and GST treatment can vary depending on whether you are paying for advice directly or through a financial product arrangement. Consumers should check Financial Services Guides, fee consent documents and fund PDS documents before proceeding.
Some figures here are still being verified.
Where a verified figure isn’t available yet, we say so rather than guess. For the most current pricing, check the official source below.
All amounts are in Australian dollars (AUD). Percentage-based super and investment fees may be deducted from balances rather than invoiced directly.
Sources & References
Every price on this page is traced to a documented source. Last checked 24 September 2026.
- ASIC Moneysmart - Financial advice costs · government
Examples of initial and ongoing financial advice fees; explanation of fee models.
- ASIC Moneysmart - Choosing a financial adviser · government
Official consumer guidance on adviser regulation and checking credentials.
- APRA - Superannuation · government
APRA's role in regulating most superannuation funds.
Frequently Asked Questions
Is there a standard price for pension and super advice in Hobart?+
No. Most firms price individually based on complexity. In practice, one-off retirement advice often lands in the low-thousands of dollars, while ongoing service plans are commonly several thousand dollars per year.
Are super fund fees the same as financial adviser fees?+
No. Super fund fees are charged by the fund for administration and investments, usually deducted from your balance. Adviser fees are separate and pay for personal advice on super, pensions and retirement strategy.
Who regulates pension and super advice in Australia?+
Financial advisers operate under the Australian financial services licensing regime overseen by ASIC. Superannuation funds are also regulated nationally, with APRA supervising most large funds and the ATO overseeing SMSFs.
Can an adviser charge hourly for super advice?+
Yes, some advisers offer hourly or scoped work, especially for a second opinion or a narrow super question. However, many prefer a fixed project fee for retirement planning because it involves analysis and formal documentation.
What is the compulsory employer super cost?+
The Super Guarantee rate is 12% of ordinary time earnings, as set by the Australian Government. This is an employer cost and is separate from any advice or fund management fees.
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Check current prices at the official source
ASIC Moneysmart
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